DFCU Mastercard

Safer, easier to use, and loaded with benefits.

Choosing the right credit card can be overwhelming, so we've kept it simple. And a 4.99% intro rate for new cardholders makes this choice even simpler.

A credit card with a competitive rate is easy to carry.​ And this one's even easier to use.

With a DFCU Platinum Mastercard® credit card, you'll get features and benefits such as no annual fees, competitive variable rates, and security and fraud protection. 
  • No annual fee
  • Same great, low rates you've come to expect from DFCU. 
  • 24/7 account access through DFCUOnline.
  • Contactless cards, meaning no touch at the checkout terminal. 
  • An enhanced EMV chip, to ensure your purchases are safer than ever.
  • Eligibility in our Mastercard Sweepstakes, as well as other monthly campaigns where you can earn incentives and credits back automatically. (Past prizes include tickets to major sporting events, Detroit football and hockey games, nights out, and even a new car!)
  • Access our Guide to Benefits for more details on these and other great offerings:
    • Purchase Assurance
    • ID Theft Protection
    • MasterTrip® Travel Assistance
    • Master RoadAssist® Roadside Service
    • Airport Concierge™
    • Global Service

PLUS open a NEW Platinum Mastercard with us and receive:

  • 4.99% introductory APR (Annual Percentage Rate) for six months on PURCHASES made within the first 90 days from the date your account opened.

Post-promotional APRs for purchases and balance transfers range from 13.90% to 20.90% based on your creditworthiness when you open your account. View rate and fee disclosures. 
Apply for Your DFCU Mastercard Today

Payment Options

Need to make a payment? Whether you're at home or on the go, we make it easy to keep up with your payments.
  • In Person at any DFCU Financial branch teller window
  • By Phone when you call the DFCU Member Service Center at 888.336.2700 or the Cardholder Customer Service Center at 888.999.0095, option 6
  • By Mail by sending your payment to: P.O. Box 2711, Omaha, NE 68103-2711
  • Online for 24/7 access when you log into your account through DFCU Online 
4.99% Promotion details:
  • NEW Mastercard cardholders – PURCHASES: we will honor purchase transactions made after the first 90 days from the date your Mastercard account opens, but you will not receive the promotional APR. Instead your APR on purchases will be the standard rate disclosed on your Credit Card Account Opening Disclosure and will vary based on the Prime Rate. Post-promotional APRs for purchases and balance transfers range from 13.90% to 20.90%  based on your creditworthiness when you open your account. Some restrictions apply.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.