Boat and RV Loans

Make recreational fun affordable.

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Whether refinancing or purchasing a boat, motorhome, jet ski, snowmobile, camper or motorcycle, we have a loan solution that fits your budget and style.

Here's what our boat and RV loans offer:

Printer FriendlyBoat, RV, and Motorhome Rates

Boat Loans

Loan Amount Fixed APR3 Max Fixed Terms
$5,000 - $35,000 As low as 6.24% APR Ask for details
$35,001 -$350,000 As low as 5.74% APR Ask for details

Recreational Vehicle Loans

Loan Term Fixed APR3 Max Fixed Terms
36 months or less As low as 5.74% APR Ask for details
37 months or more As low as 6.24% APR Ask for details

Motorhome Loans

Loan Term Fixed APR3 Max Fixed Terms
Up to 180 months As low as 6.24% APR Ask for details

Rates effective as of 3/23/2023

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.
Equal Housing Opportunity
NCUA
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

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*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.