Anywhere Banking

Access your accounts anytime, anywhere.

Manage money your way with four convenient options.

DFCU Online

Bank with us from your computer, tablet, or smartphone using these tools and services:

  • Mobile Deposit: deposit a check anytime, anywhere. 
  • Zelle®: fast, safe payments between family and friends. 
  • Bill Pay: pay your bills anytime, anywhere. 
  • Real-time balance information, including pending transactions. 
  • Financial Tools: Create budgets, track spending, and much more. 
  • eDocuments: no need to store paper documents. 
  • Card CTRL: transaction alerts, spending limits, travel notes, lock/unlock a card, and more. 
  • Open new accounts: no need to visit a branch.
  • Card Swap: manage your card on file with merchants in a single click. 
  • Account Management: update your address, reorder checks, personalize your view with account nicknames and grouping. 




DFCU Mobile

DFCU Mobile, our easy-to-use app for iOS and Android devices, provides all the same functionality as DFCU Online so you can manage your accounts from your smartphone. Features include:

  • Mobile Deposit for checks.
  • Quick Balance to see the balances on up to five accounts without logging in 
  • CardCTRL, our companion app that gives you control over your DFCU cards 
  • Biometric authentication for enabled iOS & Android devices 
  • Plus all the same great features and functionality of DFCU Online 
Enroll in DFCU Online Download on the App Store
Download on Google Play

Review our Mobile Deposit FAQ

Phone Banking

Call us to check account balances, review account history, transfer funds between accounts and make loan payments by listening over the phone. You'll need your Member Number and your phone banking Personal Identification Number (PIN).

If you've never used phone banking before, call 888.336.2700 and select option #1 to get started. Use the last four digits of your Social Security number when you're prompted to enter your PIN.

Use Automated Telephone Banking

Press 1

Hear General Information

Press 2, then
Press 1 for Interest Rates or 2 for Hours of Operation

Contact Investment Services

Press 3

Discuss Loans and Payment Protection

Press 4, then
Press 1 for Mortgages
Press 2 for new Consumer Home Equity Loans
Press 3 for existing Consumer Home Equity Loans

Speak with a Member Service Agent


Text (SMS) Banking

Text banking allows you to view your account balances and transfer funds between designated accounts by sending a text. All you need is a mobile device with texting capabilities.**

Ready to get started? Log in to DFCU Online and select Settings > Text Enrollment. Enable the accounts you want to access and give them four-character nicknames by clicking Settings > Account Preferences > Text. Once you're activated, text a command to 226563.

Below are the text commands you'll use to access your account information:



BAL < account nickname> Shows the requested account's balance.
HIST <account nickname> Shows the requested account's history.

XFER < account nickname1>

<account nickname 2> <amount>

Transfers funds from one account to another.

Note: Enter full amount using dollars, decimals, and cents.

DFCU Shows DFCU Financial's website and phone number.


Disables text banking. 

Note: To reactivate, you must log in to DFCU OnLine and enable text banking.

HELP Provides a list of available commands.

**Text Banking is free, but your mobile service provider may charge for sending and receiving text messages. Check with your service provider for details and specific charges that may apply for you.

DFCU Online Access Agreement and Disclosure Statement
Text Banking Services Agreement
Funds Availability Policy Disclosure


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.