Commercial Lending

Customized for you.

Commercial lending tailored to your business, at any stage of the lifecycle. Same relationship-based service you expect from DFCU Financial. 

DFCU Financial is your best partner when it comes to acquiring business loans that address immediate financial challenges, as well as supporting growth and expansion. Our team provides relationship-focused lending solutions throughout the business lifecycle, from a wide variety of loan products to value-added services, addressing all your commercial banking needs.

Working Capital

Flexible access to funds to keep your business running

A working line of credit is a revolving credit line to cover operating costs, such as payroll, inventory or rent.

Equipment Financing

Self-collateralized loans for necessary business equipment

A business owner's financial solution to getting the equipment they need to run their business successfully.

Real Estate Loans

Financing solutions for commercial properties

Commercial real estate loans for purchasing and improving new or existing commercial properties.

Acquisition Financing

Merger and acquisition financing for business growth

Our business bankers can guide you through an investment property purchase or partner buy out.

SBA 7(a) & 504 Loans

Partially guaranteed loans through the Small Business Administration

Our SBA loan specialists can provide eligible businesses with access to SBA loans. Learn more.

Commercial Vehicle Loan

Your solution for financing commercial vehicles

If you drive it for business, your vehicles, trucks and equipment may qualify for a commercial auto loan.

Construction Loans

Flexible financing for construction projects

DFCU Financial delivers timely commercial construction loans for growing businesses.

Letters of Credit

Provide confidence to your suppliers of timely payments

Letters of credit can establish trust in a financial transaction and are customizable to the unique scenario.

Lines of Credit

A flexible business loan

A business line of credit (LOC) is a revolving loan that finances short-term working capital requirements.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.