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As we celebrate our 75th anniversary, we've increased our referral bonus for a limited time, now through December.
Refer a friend or family member to open a DFCU checking account or auto loan, and you'll receive $175 when they become a member. Plus, we've added mortgages to the mix - if your referral closes on a mortgage with DFCU, you'll earn $275.
Start referring today and celebrate with us!
How to make a referral.
Checking Account:
- Existing member registers for ReferLive Checking Account Program.
- Existing member shares the referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new checking account.
- New account holder meets the qualification requirements and within 90 days: makes two (2) direct deposits of $100 or more, AND makes five (5) Mastercard® debit card transactions (pin or signature, excluding ATM transactions).
- Both the existing and the new account holder each receive a $175 Reward card!
Auto Loan:
- Existing member registers for the ReferLive Auto Loan Program.
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new auto loan.
- New auto loan account holder meets the qualification requirements within six months: close an auto loan of $15,000 or more.
- Existing member will receive a $175 Reward card and new auto loan member will receive $175 Reward card!
NEW Mortgages:
- Existing member registers for ReferLive program
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member closes on a DFCU Mortgage within 6 months.
- Existing member will receive a $275 Reward card and new Mortgage member will receive $175 Reward card!
Existing members can earn up to $2,750 by referring 10 friends or family members ( For limited time - now through December 2025).
Please allow 4-6 weeks after completing qualifications for Reward Card to arrive.
Members are able to participate in checking, auto and mortgage loan referral program.
Disclaimer: Referral rewards are paid in the form of a Mastercard Reward Card. Each referral offer has unique referral qualifications and reward amounts.
This offer is not available to any referred person who is already a member of DFCU Financial. Direct deposits include deposits made by your employer, or a federal or state government agency or retirement benefits administrator, and, generally, payments made by corporations or other organizations. It does not include deposits to your account that are made by an individual using online banking or an internet payment provider such as PayPal.
All deposit and loan accounts must meet applicable membership, identity verification and credit criteria before being opened. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. DFCU Financial reserves the right to amend, suspend, or terminate the referral program at any time without notice. Offer pertains to only U.S. residents. Offer not valid on existing DFCU Financial auto loan refinances.
DFCU Financial does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. DFCU Financial is an equal opportunity lender. All home lending products are subject to credit and property approval. Rates and program terms and conditions are subject to change without notice. ARM rates and payments may increase or decrease after consummation due to market-driven changes to the index. ARM rate and payment adjustments are based on the SOFR 30 day average as reported by the New York Fed. plus 3.00% margin. For the 5/6 ARM, the interest rate can increase or decrease up to 2% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%. For the 7/6 and 10/6 ARMS, the interest rate can increase or decrease up to 5% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%.