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Celebrating 20 Years of Cash Back

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We can’t say thank you enough.


For the 20th consecutive year, we’re sharing Cash Back with our loyal members. This year's payout brings the grand total of Cash Back returned to our members over those 20 years to $511 million. That's right—more than half a BILLION dollars!

If eligible, your Cash Back was deposited directly into your account this morning, just in time to make your day a little brighter. If you didn’t qualify for Cash Back this year, reach out. We’ll walk you through the criteria so you can take advantage of this member benefit next year.

Want to make next year’s payout even bigger? Bringing more of your financial relationship to DFCU Financial can help. Auto loans, lines of credit, and mortgages at other institutions aren't paying you back like they could here. Explore our Cash Back Calculator and see how much you could earn.

It’s a pleasure to serve great members like you. Your loyalty allows us to do our best every day. We look forward to building on this mutually beneficial relationship for years to come. Thank you for your membership.

Calculate your Cash Back

Interested in learning how much Cash Back you may receive next year? Use our calculator to find out! Your reward may cover a night on the town or a mortgage payment.

When you open a savings account for a child or young adult under the age of 17 and maintain a balance of at least $100, they could earn $25 from us every year until they reach the age of 18.

If you're not eligible, speak to one of our branch managers or call the Member Service Center to find out how to get your share of Cash Back.

When using the cash back calculator, please use aggregate amounts for each line item.

Step 1: Enter Your Age
Step 2: Enter Your Balances

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Your Cash Back

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Cash Back Eligibility:

Ages 26 and over: Must have an average yearly loan and/or deposit balance of $5,000
Ages 18-25: Must have an average yearly loan and/or deposit balance of $1,000
Ages 0-17: Must have an average yearly loan and/or deposit balance of $100

Cash Back eligibility is determined by a person's age as of December 31 of the prior year. To receive Cash Back, you must be a member on the Cash Back deposit date.

The estimated Cash Back amount is calculated as 0.25% of the average monthly balance of eligible accounts, based on the Cash Back criteria and one full calendar year of relationship with DFCU Financial beginning in January. If you begin your relationship during any other month of the year, the amount will be different.

*While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.