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Treasury Management

Designed for active businesses with complex needs.

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If your business has a high level of activity and more complex banking requirements, then DFCU's Treasury Management services are what you need. 

 

Positive Pay and ACH Positive Pay

Stay one step ahead of the fraudsters. Using check positive pay DFCU will ensure checks presented are matched against the checks you have written and let you know of any exceptions. Using ACH positive pay you set parameters of who can and who cannot debit or credit your account. If an ACH is presented that is not on your “white list” we notify you of the exception so you can decide if it should be paid or returned.

Wire Origination

Send or receive funds from wire origination. It's safe, affordable, and convenient. Just ask an associate at any of our locations for assistance.

Remote Deposit Capture

Time and money are precious business resources, so improve cash flow and make deposits from the comfort of your desk with Remote Deposit Capture.

Features include:
  • Deposits made prior to 8:00 p.m. on business days receive same-day credit
  • Deposit to multiple DFCU Financial business accounts
  • Create reports and view archived check images 
  • Encrypted data transmission for added security
Subject to approval and fees apply. 

ACH Origination

DFCU Financial offers Automated Clearing House (ACH) as another useful tool to help save operating costs while improving cash flow. Transactions are originated electronically through the ACH network. 

Features include:

  • Direct deposit of payroll
  • Vendor payments
  • State and federal tax payments
  • Mitigate payment fraud
  • Simplify account reconciliation
  • Forecast accurate cash position
Subject to approval and fees apply. 
 

Zero Balance Accounts

Consolidate funds in your business’s primary operating account while automating transfers between collection and disbursement accounts. At the end of each business day, an automated transfer is made between the operating account and designated zero balance account (ZBA).

Features include:
  • Consolidate funds in the operating account, maximizing earnings credit potential
  • Eliminate the need for manual transfers and prevent overdrafts
  • Streamline account reconciliation

Merchant Services

If credit card processing is an integral part of your operations, you need simple, secure, and innovative business credit card solutions. With a solution from DFCU, credit card transactions from your customers are deposited into your business account daily. Ask your personal banker for more details today.

POS Solutions

Take your business to the next level with the right POS solution. Not only can our point-of-sale (POS) solutions help you securely accept payments, but they can also help you manage your entire operation.

From tracking inventory and scheduling employees to marketing to customers, each of our POS solutions for small business owners delivers an integrated experience that can make running your business easier and smarter. Built-in payments, combined with hundreds of business management apps, enable your POS system to scale with your growing needs.

 

Direct Connect QuickBooks®

Have your account information directly imported into QuickBooks®
to easily manage your business needs.