Auto Loans

Find it. Finance it. Drive it away.

Welcome to the DFCU AutoCENTER!


No matter how you buy your next car, our auto loans offer:

Start now.

How would you like to purchase your next car?

Is your dealer on the DFCU Participating Dealer list?


DFCU AutoSMART Online Services


If you want to shop and find your next car online, AutoSMART is your way to go. Here's how it works:

Find and Finance Your Car Online Now
  • Shop and find your new or used car on the DFCU AutoSMART website
  • Complete and submit your AutoSMART loan application to begin receiving instant email notifications and your DFCU AutoSMART Approval CERTIFICATE
  • Download your certificate to take to your DFCU Participating Dealer—or simply go to your dealer and have them access your DFCU AutoSMART Approval CERTIFICATE online
  • Close your loan at the dealer and drive away

You'll receive an immediate loan decision once you apply.

Apply Now

You'll receive an immediate loan decision once you apply.

Refinance Today
Loan Type Fixed APR3 Max Fixed Terms
New Vehicle Purchase with Auto Pay from DFCU Financial Checking or Savings As low as 6.74% APR Ask for details
New Vehicle Purchase without Auto Pay As low as 6.99% APR Ask for details
Used Vehicle Loan with Auto Pay from DFCU Financial Checking or Savings As low as 6.74% APR Ask for details
Used Vehicle Loan without Auto Pay As low as 6.99% APR Ask for details

Rates effective as of 2/21/2024

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.