Business and Commercial Banking

Meet your expert team.

DFCU Financial's Business and Commercial Banking team can assist you with everything from simple requests to complex financing for your business.

Connect with a Business or Commercial Banker


Meet the Team

John M. "Jack" Barrett

Florida Market President and Chief Commercial Services Officer

Jack brings more than 30 years of banking, financial and strategic perspective to business owners and executives. Named a top SBA lender, Jack successfully navigated the Great Recession and has won Tampa’s Small Business of the Year.

David Mastrorio

EVP, Chief Lending Officer

With more than 30 years in the financial services industry, $1.5 billion loaned to local businesses, and more than $180 million reinvested back into the community through the PPP, David brings a passion for championing small businesses.

Marc Baumann

SVP, Senior Commercial Banker

Marc is a seasoned commercial lender, with over two decades of experience supporting business owners with finance solutions.

Bill Amoriello

SVP, Senior Business Banker

Bill provides personalized financial advice to business owners, helping them make informed decisions.

Leslie Bridges

SVP, Business Banker

Leslie brings over 30 years of experience, partners with small and mid-sized business owners to help grow and support their financial success.

Halie Taboada

VP, Business Banker

Halie brings over 15 years of experience in the industry, committed to providing excellent service and building strong relationships with members.

Matthew Coughlin

VP, Business Banker

With over 12 years of experience in the financial services industry, Matthew has a depth of knowledge in finance, accounting and operations.

Brett Dulaney

VP, Business Banker

Brett is an advocate and partner in the business banking space, with a business and sports media background.

Carol Crofton

VP, Business Banker

Carol provides tailored financial solutions such as loans, lines of credit, and cash management services to help businesses grow and thrive.

Stan Janicki

VP, Business Banker

With over 18 years of experience, Stan provides personalized financial advice and lending solutions to help businesses grow and have financial stability.

Janet Plummer

SVP, SBA Program Director

Janet has four decades of experience and partners with small and mid-sized business owners to gain funds through the many SBA loan programs.

Keyur Patel

VP, Senior SBA Loan Officer

Over 15 years in the financial services industry, Keyur understands the needs of a business owner and provides strategic direction.

Allen Hamie

SVP, Commercial Loan Officer

Allen is a seasoned professional known for his wealth of expertise in small business and commercial banking. His proficiency in portfolio management, relationship development, and commitment to high-quality customer service have made him a trusted figure in the industry.

Steve Terhaar

VP, Commercial Loan Officer

Steve boasts an impressive career in both conventional and SBA lending, skillfully guiding borrowers through their financial journeys. With a focus on expertly structured loans and streamlined loan processing, his expertise is paramount in the lending industry.

Caitlin Japowicz

VP, Commercial Loan Officer

Caitlin’s passion is helping businesses grow. Her collaborative approach and deep expertise in lending lead to long-lasting client relationships that extend beyond each loan closing. 

Rich Booms

VP, Commercial Loan Officer

With over ten years in finance, Rich is a key figure in Greater Detroit, applying his skills in risk management and sales to support business development and strengthen the community's economic growth.

Christien Brow

VP, Treasury Management Manager

Christien has over twelve years of experience as a Treasury Management professional, working with clients across multiple industries to provide cash management and fraud mitigation solutions.