Savings solutions as unique as you are.

You work hard for your money, so your savings accounts should, too.

Our savings accounts work hard by earning dividends while giving you immediate access to your funds online, in a branch or at 1,700 fee-free ATMs in Michigan, and more than 30,000 nationwide, through Co-Op Network ATMs.

Savings account options that fit your your unique lifestyle:

  • Savings account is a basic account that pays while you save
  • Holiday Savings account is designed to save for holiday spending any time of the year
  • Special Savings account to set aside funds for a dream vacation, school tuition and special life events
  • Kids Club* is for young members up to age 12 who are automatically enrolled in our kid-friendly savings club when they open their account
  • Minor Accounts for members age 10-17
  • Earn Cash Back for bringing your savings to us


Name APY2
Savings  0.02%
Holiday and Special Savings Account  0.02% 

Rates effective as of 5/19/2024

*Must be 10 years of age to qualify for a DFCU Financial ATM card.
2APY = Annual Percentage Yield. Paid and Compounded Monthly. Fees could reduce account dividend earnings. Dividend rate may change after the account is opened. $5 minimum required to open a Savings Account, Special Savings Account, or Holiday Savings Account. $20 minimum required to open a Checking Account and Interest Checking Plus Account. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase your Cash Back. DFCU Financial deposit products are insured by the NCUA.