Build your dream home

With a construction loan from DFCU

Looking to build a home that's exactly what YOU want? DFCU Financial can help with our Construction Loan program. 

If you can't find exactly what you want due to low inventory, or you're looking to build on that property with the view you've always loved, DFCU can help. We'll work with you every step of the way to make financing your build one of the easiest decisions you'll have to make. 

Our Construction Loans are specifically tailored to meet the needs of those looking to build a new home from scratch. With our expertise and flexible financing options, we are committed to helping you bring your dream home to life.

When you work with DFCU you'll benefit from:

  • Customized Financing Solutions - From determining loan amounts to establishing repayment terms, we'll guide you through the process, ensuring a seamless borrowing experience.
  • Competitive Interest Rates -  We offer competitive interest rates on our Construction Loans, allowing you to save money while you build your dream home. 
  • Flexible Payment Options - You'll have the flexibility to make interest-only payments during the construction period, which helps ease the burden of managing your finances while your home takes shape. Once construction is complete, your loan will transition to a traditional mortgage, giving you a seamless transition into long-term homeownership.
  • Streamlined Application Process - Our knowledgeable loan officers will guide you through the entire process, ensuring that you have all the necessary documents and information to expedite your loan approval.
  • One-Time Close Construction - With our Construction Loan, you'll benefit from a one-time close construction process. This means that once your construction is complete, you won't need to go through the hassle of closing on a new loan: your loan will automatically transition to a permanent mortgage, saving you time and effort.
  • Cash Back - Once your loan transitions to a traditional mortgage, it will count toward our Cash Back program. And that's every year for the life of your loan.

Contact your local DFCU loan officer today to learn more about our Construction Loan and take the first step toward building the home you've always imagined.

Construction Loan Program Terms and Conditions