Account Switch

You make the switch. We'll make it easy.

Want to make the switch to DFCU Financial? We can help make it easy! 

Thanks for choosing DFCU Financial. We're dedicated to ensuring that your transition is a smooth one. Follow these easy steps to guide you through the process of switching your accounts to us. 

1.  Open your new DFCU Financial account.

Becoming a member of DFCU Financial is easy. Click on Open an Account to begin the process or visit one of our branch locations in Ann Arbor, Detroit, Grand Rapids or Lansing.

2.  Set up Direct Deposit.

Prepare to move your Direct Deposit to DFCU Financial. Confirm with your employer, government or other depositing agency the effective date of your first direct deposit to DFCU Financial before moving to the next step of changing your automatic payments.

3.  Change your automatic payments.

Use our convenient Checklist to identify your automatic payments. (It may be helpful to review a recent account statement.) Once you have identified these payments, you’ll need to contact each company to authorize the change. Don’t forget any automatic payments that may be connected to your debit card.

4.  Close your old account.

Be sure to leave your old account active long enough to allow outstanding checks and other transactions to clear. Contact your previous financial institution to close your accounts. Destroy any old or unused checks and ATM/Debit Cards.

5.  Enjoy Anywhere Banking.

Enroll in DFCU Online and manage your money from a laptop, tablet or mobile phone. Sign up for eDocuments and receive your statements, account notices and tax documents electronically.  


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.