Consumer Loan Rates
Rates effective as of 10/15/2024
| Loan Type |
Fixed APR3 |
Max Fixed Terms |
| New Vehicle with Auto Pay from DFCU Account |
As low as 6.24% |
Up to 72 months |
| As low as 6.49% |
73 to 83 months |
| As low as 7.24% |
84 months |
| New Vehicle without Auto Pay |
As low as 6.49% |
Up to 72 months |
| As low as 6.74% |
73 to 83 months |
| As low as 7.49% |
84 months |
| Used Vehicle with Auto Pay from DFCU Account |
As low as 6.24% |
Up to 72 months |
| As low as 6.49% |
73 to 83 months |
| As low as 7.24% |
84 months |
| Used Vehicle without Auto Pay |
As low as 6.49% |
Up to 72 months |
| As low as 6.74% |
73 to 83 months |
| As low as 7.49% |
84 months |
Rates effective as of 10/15/2024
Boat Loans
| Loan Amount |
Fixed APR3 |
Max Fixed Terms |
| $5,000 - $35,000 |
As low as 7.74% APR |
Ask for details |
| $35,001 -$350,000 |
As low as 7.24% APR |
Ask for details |
Recreational Vehicle Loans
| Loan Term |
Fixed APR3 |
Max Fixed Terms |
| 36 months or less |
As low as 6.74% APR |
Ask for details |
| 37 months or more |
As low as 7.24% APR |
Ask for details |
Motorhome Loans
| Loan Term |
Fixed APR3 |
Max Fixed Terms |
| Up to 180 months |
As low as 7.99% APR |
Ask for details |
Rates effective as of 10/15/2024
3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.