One Member Experience

is coming May 15, 2023

Now that we've finalized the merger with First Citrus, here's how best to work with us.

One Member Experience - May 15, 2023

The paperwork is signed, the merger is complete, and we're one big happy family. Our next milestone is May 15th, what we're calling One Member Experience. Until then, here's a guide to accessing your new and current accounts.

Accessing Your Accounts

As always, you have full access to your DFCU Financial accounts at any Michigan branch, as well as via DFCU Online or DFCU Mobile.
If you're in Florida, you'll be able to access your DFCU Financial account at a Florida branch starting May 15th.  

Opening New Accounts in Michigan

If you open a new account in a Michigan branch, you'll be able to access it immediately at any Michigan branch, or digitally via DFCU Online or DFCU Mobile.

Opening New Accounts in Florida

If you open a new account in Florida, you can access it online here, and you'll have immediate access to it at any of the Florida branches. You'll have access to it at a Michigan branch after May 15th.

Accounts opened online via will NOT be accessible in Florida branches until May 15th.
Accounts opened in Florida will NOT be accessible in 
Michigan branches or via until May 15th.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.