Unlock the Power of Your Money

Unlock the Power of Your Money

At DFCU Financial, we are dedicated to helping you save BIG. We have a ton of tools and products to make it happen, like Cash Back, awesome webinars on living debt-free and keeping your credit healthy, and our amazing Debit RoundUp feature. With all these options and more, we give you the knowledge to make smart financial choices, the means to save your cash, and even extra cash back just for being a member.  


Cash Back is like getting paid for being a part of the DFCU Financial family. If you’re eligible, you could earn Cash Back yearly based on how much you have in your deposit and loan accounts - mortgage, auto loans, credit cards, savings, checking...the works. If you didn’t qualify this year, contact us and find out how to make sure you get your share. It's a sweet way to save some dough, and it's a pretty big deal - we've given back more than $430 million to our members through this program alone!  


DFCU Financial webinars on Debt-Free Living and Healthy Credit are a must if you are looking to get your finances on track. Our experts dish out all the info you need on how to pay off debt, build a solid credit score, and get your money right. And the best part? They’re free! We want to help you get the hang of financial literacy and reach your savings goals. Thousands of people have already tuned in and learned that while financial benefits are nice, education is priceless.


Debit RoundUp is like a personal piggy bank, but better. Every time you make a purchase with your DFCU Financial debit card, we round it up to the nearest dollar and stash the difference into a savings account for you. It's a super easy way to save - you don't even have to think about it! And over time, those little bits add up - we've helped our members save more than $2.5 million with this amazing feature.  


In a nutshell, DFCU Financial has your back when it comes to saving money. We have amazing programs and services to help you reach your goals, whether it’s getting Cash Back for being a member, learning new savings techniques at our financial seminars, or having your everyday spending rounded up into a savings account. We’re all about helping you make your financial dreams a reality.   



NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


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*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.