Recently Closed Deals
Business Banking
Have you ever wondered what fuels the growth and success of businesses? The answer may surprise you: it's all about having the right funding.
That’s why our business bankers have been hard at work closing some seriously diverse and exciting loans for a wide range of companies throughout Tampa Bay and Michigan. From small startups to established corporations, and from traditional industries to cutting-edge tech, our bankers have seen it all.
Below is just a sampling of some of the loans we closed to give you a feel of the wide range of financial support we provide our local businesses.
Closed in March 2025
Industry: Investment Real Estate, MI
Loan Type: Acquisition of multi-unit apartment building
Amount: $950,000
Closed by: Allen Hamie, SVP, Commercial Lender
Industry: Car Wash, MI
Loan Type: Acquisition of real estate and FF&E for car wash via the SBA 504 program
Amount: $670,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Industry: Retail, FL
Loan Type: Refinance of non-DFCU debt of owner-occupied commercial real estate
Amount: $1,190,000
Closed by: Tom Di Bernardo, VP, Business Banker
Closed in February 2025
Industry: Dental, MI
Loan Type: Acquisition of owner occupied commercial real estate
Amount: $350,000
Closed by: Ryan Wardia, VP, Commercial Loan Officer
Industry: Landscaping, MI
Loan Type: Business acquisition and express line of credit via the SBA 7(a) program
Amount: $3,000,000
Closed by: Rich Booms, VP, Commercial Loan Officer
Industry: Clothing Retail, FL
Loan Type: Term loan via the SBA 7(a) program
Amount: $900,000
Closed by: Marc Baumann, SVP, Senior Commercial Banker
Closed in January 2025
Industry: Self Storage, FL
Loan Type: Purchase of land and construction
Amount: $8,000,000
Closed by: Stan Janicki, VP, Commercial Banker
Industry: Senior Living, MI
Loan Type: Purchase of independent living facility
Amount: $3,900,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Industry: Professional Services, FL
Loan Type: Purchase of business assets via the SBA 7(a) program
Amount: $650,000
Closed by: Halie Taboada, VP, Business Banker
Closed in December 2024
Industry: Optician, MI
Loan Type: Acquisition & Working Capital via the SBA 7(a) program
Amount: $625,000
Closed by: Rich Booms, VP, Commercial Banker
Industry: Education, MI
Loan Type: Refinance of school property
Amount: $3,050,000
Closed by: Allen Hamie, SVP, Commercial Loan Officer
Industry: Medical Instruments, FL
Loan Type: Refinance of Working Capital Line of Credit
Amount: $3,000,000
Closed by: Marc Baumann, SVP, Sr Commercial Banker
Closed in November 2024
Industry: Automotive, FL
Loan Type: Acquisition and renovations of owner occupied Real Estate via the SBA 504 Program
Amount: $2,400,000
Closed by: Marc Baumann, SVP, Commercial Banker
Industry: Commercial Real Estate, MI
Loan Type: Refinance of retail shopping center
Amount: $9,100,000
Closed by: Ryan Wardia, VP, Commercial Loan Officer
Industry: Engineering, FL
Loan Type: Refinance non DFCU debt via the SBA 7(a) program
Amount: $470,000
Closed by: Carol Crofton, VP, Business Banker
Closed in October 2024
Industry: Commercial Real Estate, MI
Loan Type: Acquisition of commercial real estate plaza
Amount: $13,050,000
Closed by: Rich Booms, VP, Commercial Loan Officer
Industry: Service Station, FL
Loan Type: Ground up construction via the SBA 504 program
Amount: $2,850,000
Closed by: Marc Baumann, SVP, Senior Commercial Banker
Industry: Animal Care, FL
Loan Type: Acquisition of owner occupied commercial real estate via the SBA 7(a) program
Amount: $1,130,000
Closed by: Halie Taboada, VP, Business Banker
Closed in September 2024
Industry: Food Services, MI
Loan Type: Real estate purchase and refinance via the SBA 7A program
Amount: $699,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Industry: Car Service, FL
Loan Type: Construction via the SBA 504 program
Amount: $3,660,000
Closed by: Leslie Bridges, SVP, Business Banker
Industry: Health Care, FL
Loan Type: Acquisition of commercial real estate
Amount: $2,040,000
Closed by: Matthew Coughlin, VP, Business Banker
Closed in August 2024
Industry: Financial Services, MI
Loan Type: Purchase of owner occupied commercial real estate
Amount: $845,000
Closed by: Allen Hamie, SVP, Commercial Lender
Industry: Legal Services, FL
Loan Type: Working capital line of credit
Amount: $500,000
Closed by: Bill Amoriello, SVP, Business Banker
Industry: Commercial Real Estate, FL
Loan Type: Commercial real estate construction
Amount: $1,400,000
Closed by: Stan Janicki, VP, Business Banker
Closed in July 2024
Industry: Commercial Real Estate, FL
Loan Type: Purchase of commercial retail center
Amount: $3,210,000
Closed by: Halie Taboada, VP, Business Banker
Industry: Multifamily, FL
Loan Type: Purchase of commercial real estate
Amount: $1,070,000
Closed by: Leslie Bridges, SVP, Business Banker
Industry: Youth Athletics, MI
Loan Type: Purchase via the SBA 504 program
Amount: $1,548,000
Closed by: Steve Terhaar, VP, Commercial Lender
Closed in June 2024
Industry: Franchise, FL
Loan Type: Partner Buy Out via the SBA 7(a)
Amount: $1,250,000
Closed by: Bill Amoriello, SVP, Business Banker
Industry: Childcare, FL
Loan Type: Refinance of non-DFCU note
Amount: $900,000
Closed by: Brett Dulaney, VP, Business Banker
Industry: Investment Real Estate, MI
Loan Type: Purchase of investment real estate
Amount: $455,000
Closed by: Rich Booms, VP, Commercial Lender
Closed in May 2024
Industry: Chiropractor, FL
Loan Type: Acquisition via SBA 7a
Amount: $2,070,000
Closed by: Matthew Coughlin, VP, Business Banker
Industry: Commercial Real Estate, FL
Loan Type: Commercial development project
Amount: $2,600,000
Closed by: Carol Crofton, VP, Business Banker
Industry: Investment Real Estate, FL
Loan Type: Purchase of investment real estate
Amount: $1,600,000
Closed by: Stan Janicki, VP, Business Banker
Closed in April 2024
Industry: Senior Home Care, FL
Loan Type: Acquisition via SBA 7a
Amount: $1,910,000
Closed by: Halie Taboada, VP, Business Banker
Industry: Commercial Real Estate, MI
Loan Type: Refinance of investment property
Amount: $3,170,000
Closed by: Allen Hamie, SVP, Commercial Loan Officer
Industry: Manufacturing, MI
Loan Type: Working Capital Line of Credit
Amount: $1,500,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Closed in March 2024
Industry: Senior Home Care, FL
Loan Type: Refinance
Amount: $771,000
Closed by: Halie Taboada, VP, Business Banker
Industry: Commercial Real Estate Investment, FL
Loan Type: Purchase of commercial investment property
Amount: $2,700,000
Closed by: Bill Amoriello, SVP, Sr Business Banker
Industry: E-Commerce, MI
Loan Type: SBA Express Line of Credit
Amount: $500,000
Closed by: Rich Booms, VP, Commercial Loan Officer
Closed in February 2024
Industry: Cleaning & Restoration, MI
Loan Type: Purchase of owner occupied real estate
Amount: $650,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Industry: Flooring Company, FL
Loan Type: SBA 7(a)
Amount: $5,000,000
Closed by: Marc Baumann, SVP, Sr Commercial Banker
Industry: Dog Grooming & Day Care, FL
Loan Type: SBA 504
Amount: $1,133,000
Closed by: Brett Dulaney, VP, Business Banker
Closed in January 2024
Industry: Chemical Manufacturing
Loan Type: SBA 504
Amount: $1,880,000
Closed by: Bill Amoriello, SVP, Business Banker
Industry: Investment Real Estate
Loan Type: Refinance of investment real estate
Amount: $228,000
Closed by: Brett Dulaney, VP, Business Banker
Industry: Delivery Services
Loan Type: Refinance on equipment
Amount: $124,000
Closed by: Stan Janicki, VP, Business Banker
Closed in December 2023
Industry: Plumbing
Loan Type: SBA 504
Amount: $587,200
Closed by: Marc Baumann, SVP, Senior Commercial Lender
Industry: Education
Loan Type: Provide funds for owner-occupied center
Amount: $560,000
Closed by: Leslie Bridges, SVP, Business Banker
Industry: Real Estate
Loan Type: Provide funds for multi-tenant investment property in Michigan
Amount: $1,932,000
Closed by: Allen Hamie, SVP, Commercial Loan Officer
Closed in November 2023
Industry: Swim School
Loan Type: SBA 504
Amount: $4,371,000
Closed by: Halie Taboada, VP, Business Banker
Industry: Quick Service Restaurant, Michigan
Loan Type: Equipment loan
Amount: $2,500,000
Closed by: Allen Hamie, SVP, Commercial Loan Officer
Industry: Auto Repair Service, Michigan
Loan Type: Purchase of owner-occupied auto repair shop
Amount: $720,000
Closed by: Steve Terhaar, VP, Commercial Loan Officer
Closed in October 2023
Industry: Commercial Real Estate
Loan Type: Line of Credit
Amount: $20,000,000
Closed by: Marc Baumann, SVP, Senior Commercial Lender
Industry: Manufacturing
Loan Type: Equipment loan for manufacturing
Total Loan Amount: $135,000
Closed by: Halie Taboada, VP, Business Banker
Closed in September 2023
Industry: Commercial Real Estate
Loan Type: SBA 7a
Amount: $3,480,000
Closed by: Matthew Coughlin, VP, Business Banker
Industry: Door Installation/Repair
Loan Type: SBA 7a
Total Loan Amount: $387,000
Closed by: Stan Janicki, VP Business Banker
Closed in August
Industry: Spa
Loan Type: SBA 504
Amount: $527,000
Closed by: Stan Janicki, VP Business Banker
Industry: Investment Real Estate
Loan Type: Investment Real Estate
Total Loan Amount: $850,000
Closed by: Caitlin Japowicz, Commercial Loan Officer
Industry: Moving Company
Loan Type: SBA 504
Funded Amount: $525,600
Closed by: Leslie Bridges, SVP Business Banker
Closed in July 2023
Industry: Hospitality/Leisure
Loan Type: Refinance - Investment Real Estate
Amount: $7,560,000
Closed by: Caitlin Japowicz, Commercial Loan Officer
Industry: Education
Loan Type: Construction Loan
Total Loan Amount: $15,000,000
Closed by: Marc Baumann, Senior Commercial Banker
Industry: Swim School
Loan Type: Land Purchase
Funded Amount: $455,000
Closed by: Halie Taboada, Business Banker
Industry: Automotive
Loan Type: SBA 504
Funded Amount: $3,385,000
Closed by: Brett Dulaney, Business Banker
Closed in June 2023
Industry: Assisted Living
Loan Type: Commercial Mortgage
Funded Amount: $1,556,000
Closed by: Stan Janicki, Business Banker
Industry: Commercial Investment Property
Loan Type: Commercial Mortgage
Funded Amount: $1,651,500
Closed by: Matthew Coughlin, Business Banker
Industry: Marketing
Loan Type: SBA 7a
Funded Amount: $250,000
Closed by: Leslie Bridges, Business Banker
Closed in May 2023
Industry: Commercial Real Estate
Loan Type: Investment Real Estate
Funded Amount: $457,500
Closed by: Matthew Coughlin, Business Banker
Industry: Attorney
Loan Type: SBA 504
Funded Amount: $382,950
Closed by: Leslie Bridges, Business Banker
Industry: Commercial Equipment
Loan Type: Revolving Line of Credit
Funded Amount: $250,000
Closed by: Matthew Coughlin, Business Banker
Closed in April 2023
Industry: Medical
Loan Type: Owner Occupied Property Refinance
Funded Amount: $1,300,000
Closed by: Carol Crofton, Business Banker
Industry: Transit and Ground Passenger Transportation
Loan Type: Owner Occupied Commercial Real Estate Loan
Funded Amount: $250,000
Closed by: Brett Dulaney, Business Banker
Industry: Hospitality
Loan Type: Real Estate
Funded Amount: $910,000
Closed by: Marc Baumann, Senior Commercial Banker